The class action lawsuits filed by Carey Danis & Lowe refer to claims that a number of credit card companies, through the deliberately concealed sale of their debt management plans to card holders, are manipulating their client base through unfair and fraudulent business practices. The credit card companies in question have developed debt suspension and debt cancellation plans, into which they automatically enroll card holders in said debt management plans without the card holder’s knowledge. Furthermore, these credit card companies conduct no analysis of benefit qualifications before enrolling card members in the debt management plans. Through these concealed and unfair business practices, the debt management plans devised by these credit card companies result in card members paying fees without the receipt of benefits supposedly extant in the credit card companies’ payment plan.
Past Consumer Fraud Litigation
Esurance Phantom Coverage Litigation
CD&L is prosecuting an action on behalf of certain Esurance policy holders in the Southern District of Illinois. The complaint alleges that Esurance sold policies of insurance to consumers that could not be triggered under any circumstances.
Kenmore Front-Loading Washing Machine Litigation
CD&L was appointed co-lead counsel in an action against Sears alleging that its Kenmore Elite front loading washing machines suffered from control board defects and accumulated mold and mildew as a result of a systematic defect in their design. This case remains pending in the Northern District of Illinois.
Health Insurance Co-Pay Litigation
CD&L was Lead Counsel in multiple consumer class action lawsuits against health insurance companies’ method for calculating co-payments on health insurance policies. In particular, these cases alleged that health insurance companies entered into secret discounting relationships with healthcare providers which were not passed on to the insureds. As Lead Counsel, CD&L achieved tens of millions of dollars in relief on behalf of their clients. More importantly, CD&L was instrumental in changing the method in which health insurance companies calculate co-payments and lifetime maximums on behalf of its subscribers.
In re: Telephone/Inside Wire Maintenance Litigation
CD&L served as Co-Lead counsel in several class action suits filed in state and federal courts alleging violations of consumer protection laws in Missouri, Kansas, Oklahoma, and Texas by Southwestern Bell relating to deceptive billing practices with respect to an optional insurance products. This litigation resulted in a $300 million settlement for over 10 million class members. CD&L handled the dissemination of notice and administration of over 10 million claims in this monumental case.
Cable Television Late Fees Litigation
CD&L served as Lead Counsel in dozens of suits against cable/television companies throughout the United States. In these cases, it was alleged that cable rate fees were an illegal liquidated damage that violated both state and federal consumer protection laws. Charter Cable, Cox Communications and Marcus Cable are just a few of the dozens of defendants that CD&L litigated against in these cases. Ultimately, CD&L negotiated over $200 million in refunds to cable customers throughout the United States in the late 1990s. The settlements changed the way these cable companies calculate late fees.
Truck Bed Liner Burn Risk Litigation
CD&L was Lead Counsel in a consumer class action alleging that manufacturers of truck bed liners failed to warn of increased risk of severe burn injuries associated with their products. CD&L alleged that because the bed liners were not properly grounded, a static electric charge could build up through the plastic of the bed liner, creating the potential for explosion when flammable items were hauled in truck beds containing defendants’ bed liners. A settlement was reached with defendants mandating warnings of explosion and burn injury be added to the dangerous products.
Maytag Neptune Series Washer Litigation
CD&L was selected amongst hundreds of lawyers to serve as Lead Counsel in a national class action suit that was litigated in St. Clair County, Illinois Circuit Court. Kenneth Mink, et al., v. Maytag Corporation, 03-L-47. In this case, hundreds of thousands of consumers filed cases and claims alleging that the Maytag Neptune Series front-loader washer was defective and caused problems relating to mold. After years of litigation, CD&L negotiated a settlement with Maytag resulting in a massive recall of this defective product. Additionally, $30 million in economic relief was set aside to pay economic damages relating to this defective washer.
In re: MCI Non-Subscriber Litigation
MDL No. 1275. CD&L was selected to serve as Co-Lead Counsel in this Multi-District litigation consolidated in the United States District Court for the Southern District of Illinois alleging that MCI charged illegal long distance rates with respect to contracted customers. Ultimately, the case was settled for an amount in excess of $90 million. This landmark settlement is one of the largest in telecommunications history.
SmithKline Billing Fraud Litigation
MDL No. 1210. CD&L served as Co-Lead Counsel in a class action against SmithKline Clinical Beecham Laboratories alleging billing fraud and deceptive sales practices. The case was settled for an amount in excess of $200 million. CD&L represented all Non-ERISA claims through a case filed in Madison County, Illinois. Smithkline settled a national class action in Madison County, Illinois on behalf of all non-ERISA subscribers in 1999.
Bank Fee Litigation
CD&L served as Co-Lead Counsel in a highly publicized case that challenged the manner in which one of the country’s largest banks processes checks so as to increase its fee revenues. In January 1999, the Circuit Court of St. Clair County, Illinois certified a nationwide class of individuals adversely affected by the practice. CD&L ultimately settled the bank fee litigation cases.
In re: Bank of America Credit Protection Marketing & Sales Practices Litigation
MDL No. 2269. CD&L was selected to serve on the Plaintiffs’ Executive Committee in this Multi-District litigation involving Bank of America’s marketing and sales practices relating to its debt suspension/debt cancellation product Credit Protection. This case is currently pending in the United States District Court for the Northern District of California.
*Carey Danis & Lowe has settled many additional cases for their clients. Unfortunately, this information cannot be made public due to confidentiality clauses and the sensitive nature of personal cases. We work for our clients. Privacy, Confidentiality, and Satisfaction is our goal.
Carey Danis & Lowe class action litigation has included, but is not limited to: Rock Band second guitar complaint; HMO Co-Pay complaint; Discover Card complaint; Honda Ridgeline leak; Social Security payment garnishment complaint; Kodak Gallery class action; CCC Valuescope appraisal scam; CareerBuilder.com resume upgrade complaint; Credit card payment protection plan class actions.